Stand-Up India

Bank loans for SC/ST and women entrepreneurs

₹1Cr

Max Loan

15–25 days

Timeline

Overview

Stand-Up India scheme facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sector.

Eligibility Criteria

SC/ST and/or Women entrepreneurs

Above 18 years of age

For greenfield (new) enterprise only

Borrower should not be in default to any bank

In case of non-individual, 51% shareholding by SC/ST/Woman

Key Benefits

Composite loan from ₹10 lakh to ₹1 crore

Covers 75% of project cost as term loan

Working capital included

Repayment period up to 7 years

Margin money of 25% (can be subsidized)

Required Documents

Identity proof (Aadhaar, PAN)

Caste certificate for SC/ST

Address proof

Business plan/Project report

Quotations for machinery

Property documents (if applicable)

Application Process

Step 1

Check eligibility on Stand-Up India portal

Step 2

Apply online and generate application ID

Step 3

Visit nearest bank branch

Step 4

Submit documents for verification

Step 5

Loan sanction and disbursement

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